EXCITING OFFER

HDFC Standard Life wants to repeat their success Story!
Now ULIP's at Rs10/- unit. (Even lower now !!!!!)

For your child specific plans consider HDFC YOUNG STAR PLUS II

Costs are increasing fast. Today providing a good education, establishing a professional career or even a
modest wedding is expensive. Plan today to ensure a bright future for your children.
Start building savings today with HDFC Unit linked Young star Plus II.

To learn more more please CLICK
HDFC YOUNG STAR PLUS II
and call 98410-74702 (Chennai) or write to eswarrj@gmail.com for more information..

For your and your family specific plans consider HDFC UNIT LINKED ENDOWMENT PLUS II

You have given your family the very best and there is no reason why they should not get the very best in the future too.
With HDFC Unit Linked Endowment, you can ensure that your family remains financially independent,
and that they live a life of respect and dignity always even if you are not around. .

To learn more more please CLICK
HDFC UNIT LINKED ENDOWMENT PLUS II
and call 98410-74702 (Chennai) or write to eswarrj@gmail.com for more information.

For quick and dignified retirement life consider HDFC UNIT LINKED PENSION PLANS

Today, you are busy climbing the ladder of success and realizing your dreams. Today, time is with you. Just take a moment and think.
Will you be able to continue at the same pace? Will your income be the same forever? Will you be able to live life on your own terms
even after you retire?
The HDFC Unit Linked Pension is an insurance policy that is designed to provide a retirement income for life with the
freedom to maximise your investment returns. Stride into your golden years of retirement with dignity and pride.

The HDFC Unit Linked Pension gives you:

	An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments
	A post retirement income for life
	Flexibility to plan your retirement date
	Freedom to invest premiums as per your preference

To learn more please CLICK:
https://www.hdfcinsurance.com/products/pdfs/Unit%20Linked%20Pension.pdf
https://www.hdfcinsurance.com/products/pdfs/Unit%20Linked%20Pension%20Plus.pdf
and call 98410-74702 (Chennai) or write to eswarrj@gmail.com for more information.

Savings in Tax:

INCOME TAX SECTION	GROSS ANNUAL SALARY	HOW MUCH TAX CAN YOU SAVE?	HDFC STANDARD LIFE PLANS
Sec. 80C	Across All income Slabs.	Upto Rs. 33,990 saved on investment of Rs. 1,00,000.	All the life insurance plans.
Sec. 80 CCC	Across all income slabs.	Upto Rs. 33,990 saved on Investment of Rs.1,00,000.	All the pension plans.
Sec. 80 D*	Across all income slabs.	Upto Investments of Rs. 15,000.	All the health insurance riders available with the conventional plans.
TOTAL SAVINGS POSSIBLE **	Rs. 37,389 Rs. 33,990 under Sec. 80C and under Sec. 80 CCC , Rs.3,399 under Sec. 80 D, calculated for a male with gross annual income exceeding Rs. 10,00,000.
Sec. 10 (10)D	Under Sec. 10(10D), the benefits you receive are completely tax-free, subject to the conditions laid down therein.
* Applicable to premiums paid for Critical Illness Benefit, Accelerated Sum Assured and Waiver of Premium Benefit. ** These calculations are illustrative and based on our understanding of current tax legislations, which are subject to change. Please contact your tax consultant for exact calculation of your tax liabilities.

Unit Prices as on : 27/11/2007 - Call 98410-74702 for latest NAVs

Fund Name	Prices (Rs)
Liquid Fund	25.1004
Stable Managed Fund	25.5160
Sovereign Fund ( Available only with Group Plans)	22.7898
Secure Managed Fund	23.5593
Defensive Managed Fund	32.4354
Balanced Managed Fund	43.7625
Equity Managed Fund	60.0872
Growth Fund	75.9462

TERM POLICY
HDFC Standard Life Insurance company (HDFCSLIC) is country's one of the most respected and highly ethical insurer giving more value for your investments.
If you are a conservative investor buy simple HDFC STANDARD LIFE’s TERM POLICY.

For 10 Lacs sum assured you pay only Rs 2,670 per year (for age of 25 years). Ask for rates for other starting ages.
One of the lowest in the market!
Premiums you need to Pay.
Below table shows indicative premiums for a male life assured paying annual premiums for a Sum Assured of Rs10,00,000/-

Your age (Yrs)	Basic Policy-Regular Premium (Rs)*		Basic Policy single Premium (Rs)* For 15 years
Your age (Yrs)	For 15 Years	For 25 Years	Basic Policy single Premium (Rs)* For 15 years
25	2,670	2,770	21,650
30	2,870	3,050	26.010
35	3,160	4,120	30,160
40	4,380	5,970	43,800

*Premium amount is exclusive of service tax and educational cess tax.
You can also add extra Optional Benefits:
Critical Illness Benefit
Additional Death Benefit
Accelerated Sum Assured benefit

To lean more please visit
https://www.hdfcinsurance.com/products/plans/Protection%20Plan.pdf

Home Loan Insurance Plan
It helps you to repay the home loan outstanding in the event of loan taker untimely death. The insurance company will pay the sum assured to take care of the outstanding loan and save the family the burden of paying off the balance home loan. You can even take In case the home loan is joint life basis- say you and your spouse most of these plans have provision too. Some of the plans offer life coverage on joint basis with the option of covering the co applicant of the loan under the same plan.. Under this option both lives will be covered and the death benefit will be payable in case of the death of either life. The policy terminates on the death of either applicant.
To lean more more please call
98410-74702 (Chennai) or write to eswarrj@gmail.com for more information

Contact L.J.Eswar - Mobile 98410-74702 or write to eswarrj@gmail.com
No Obligation

Insurance is the subject matter of solicitation

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